Veritex Community Bank mortgage approval rate & lending review
Veritex Community Bank decided 486 mortgage applications and funded 453 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Veritex Community Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Veritex Community Bank at a glance
Approval is 11.2 points above the 83.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 261 / 273 | 98% | $485K | 255 |
| Cash-out refinance | 88% | 35 / 40 | 97% | $395K | 34 |
| Refinance | 95% | 41 / 43 | 100% | $1M | 41 |
| Investment property purchase | 98% | 92 / 94 | 100% | $425K | 92 |
Veritex Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 94% | $485K | 459 | 426 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Veritex Community Bank
What is Veritex Community Bank's mortgage approval rate?
Veritex Community Bank approved 94.7% of the 486 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.2 points above the 83.4% national rate for the same mix of loan types.
How often do borrowers take the loan Veritex Community Bank offers?
Borrowers accepted 98% of the loans Veritex Community Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Veritex Community Bank make?
The typical home purchase mortgage loan Veritex Community Bank made was $485K; across all loan types its typical loan ran from $395K to $1M. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Veritex Community Bank lend?
Veritex Community Bank decided applications in 17 of the states Fat Boy Data covers, most of them in Texas, Tennessee and Colorado.
Can I apply to Veritex Community Bank directly?
Yes. Veritex Community Bank reports as a direct lender that takes applications from borrowers.
Does this page show Veritex Community Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Veritex Community Bank treats applications, then get a rate quote from the lender.