Wellworth Bank mortgage approval rate & lending review
Wellworth Bank decided 296 mortgage applications and funded 280 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Wellworth Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Wellworth Bank at a glance
Approval is 19.8 points above the 77.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 45 / 47 | 96% | $255K | 43 |
| Home improvement loans | 98% | 48 / 49 | 100% | $85K | 48 |
| Refinance | 96% | 99 / 103 | 96% | $125K | 95 |
| Investment property purchase | 98% | 54 / 55 | 96% | $205K | 52 |
| Investment refinance | 100% | 32 / 32 | 100% | $105K | 32 |
Wellworth Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 97% | $125K | 288 | 272 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Wellworth Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Sumner County, TN | Refinance | 96% | 45 | 43 |
| Wilson County, TN | Refinance | 95% | 44 | 40 |
| Wilson County, TN | Home improvement loans | 97% | 29 | 28 |
| Sumner County, TN | Investment property purchase | 95% | 21 | 19 |
The county markets where Wellworth Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Wellworth Bank
What is Wellworth Bank's mortgage approval rate?
Wellworth Bank approved 97.3% of the 296 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 19.8 points above the 77.5% national rate for the same mix of loan types.
How often do borrowers take the loan Wellworth Bank offers?
Borrowers accepted 97% of the loans Wellworth Bank approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Wellworth Bank make?
The typical mortgage refinance loan Wellworth Bank made was $125K; across all loan types its typical loan ran from $85K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Wellworth Bank lend?
Wellworth Bank decided applications in 4 of the states Fat Boy Data covers, most of them in Tennessee, Florida and Kentucky.
Can I apply to Wellworth Bank directly?
Yes. Wellworth Bank is a bank or credit union with 20 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Wellworth Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Wellworth Bank treats applications, then get a rate quote from the lender.