Westconsin Credit Union mortgage approval rate & lending review
Westconsin Credit Union decided 568 mortgage applications and funded 475 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Westconsin Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Westconsin Credit Union at a glance
Approval is 11.2 points above the 74.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 155 / 181 | 95% | $235K | 148 |
| Home improvement loans | 86% | 152 / 177 | 97% | $55K | 147 |
| Cash-out refinance | 83% | 91 / 109 | 99% | $75K | 90 |
| Investment property purchase | 93% | 40 / 43 | 100% | $195K | 40 |
| Investment cash-out refinance | 100% | 26 / 26 | 100% | $175K | 26 |
Westconsin Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Westconsin Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Eau Claire County, WI | Home improvement loans | 86% | 139 | 114 |
| Eau Claire County, WI | Mortgage lenders | 87% | 128 | 105 |
| Eau Claire County, WI | Cash-out refinance | 82% | 85 | 69 |
| Eau Claire County, WI | Investment property purchase | 92% | 25 | 23 |
The county markets where Westconsin Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Westconsin Credit Union
What is Westconsin Credit Union's mortgage approval rate?
Westconsin Credit Union approved 85.9% of the 568 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.2 points above the 74.7% national rate for the same mix of loan types.
How often do borrowers take the loan Westconsin Credit Union offers?
Borrowers accepted 97% of the loans Westconsin Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Westconsin Credit Union make?
The typical home purchase mortgage loan Westconsin Credit Union made was $235K; across all loan types its typical loan ran from $55K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Westconsin Credit Union lend?
Westconsin Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Wisconsin and Minnesota.
Can I apply to Westconsin Credit Union directly?
Yes. Westconsin Credit Union is a bank or credit union with 20 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Westconsin Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Westconsin Credit Union treats applications, then get a rate quote from the lender.