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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Eau Claire County, Wisconsin

Fat Boy Data analyzed cash-out refinance activity in Eau Claire County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 967 applications were decided by 96 lenders between 2023 and 2025.

Eau Claire County at a glance

96Active lenders11 with 20+ decisions
70.6%Market approval rate683 of 967 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up650 loans funded

How Eau Claire County compares

Approval rate compared
Eau Claire County70.6%Wisconsin74.3%All 616 counties68.2%
Typical loan compared
Eau Claire County$145KWisconsin$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Eau Claire County, WI, 118 of them.

U.S. Bank National Association approved the highest share of applications among lenders with at least 20 decisions here, 88% of 25.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 21One lender: 43% approved of 35Marine Credit Union: 54% approved of 136One lender: 57% approved of 21One lender: 71% approved of 24One lender: 71% approved of 21CCFBank National Association: 73% approved of 41Westconsin Credit Union: 82% approved of 85Royal Credit Union: 84% approved of 138Rocket Mortgage, LLC: 87% approved of 137One lender: 88% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Eau Claire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Royal Credit Union84%116 / 13897%$145K112
2Rocket Mortgage, LLC87%119 / 13799%$165K118
3Marine Credit Union54%73 / 13688%$105K64
4Westconsin Credit Union82%70 / 8599%$75K69
5CCFBank National Association73%30 / 41100%$155K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 91 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Eau Claire County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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