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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Eau Claire County, Wisconsin

Fat Boy Data analyzed cash-out refinance activity in Eau Claire County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 967 applications were decided by 96 lenders between 2023 and 2025.

Eau Claire County at a glance

96Active lenders11 with 20+ decisions
70.6%Market approval rate683 of 967 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up650 loans funded

How Eau Claire County compares

Approval rate compared
Eau Claire County70.6%Wisconsin74.3%All 616 counties68.2%
Typical loan compared
Eau Claire County$145KWisconsin$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Eau Claire County, WI, 118 of them.

U.S. Bank National Association approved the highest share of applications among lenders with at least 20 decisions here, 88% of 25.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Carrington Mortgage Services, LLC: 38% approved of 21Amerisave Mortgage Corporation: 43% approved of 35Marine Credit Union: 54% approved of 136Associated Bank, National Association: 57% approved of 21BMO Bank National Association: 71% approved of 24United Wholesale Mortgage, LLC: 71% approved of 21CCFBank National Association: 73% approved of 41Westconsin Credit Union: 82% approved of 85Royal Credit Union: 84% approved of 138Rocket Mortgage, LLC: 87% approved of 137U.S. Bank National Association: 88% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Eau Claire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Royal Credit Union84%116 / 13897%$145K112
2Rocket Mortgage, LLC87%119 / 13799%$165K118
3Marine Credit Union54%73 / 13688%$105K64
4Westconsin Credit Union82%70 / 8599%$75K69
5CCFBank National Association73%30 / 41100%$155K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 91 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Eau Claire County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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