Yakima Federal Savings and Loan Association mortgage approval rate & lending review
Yakima Federal Savings and Loan Association decided 1,009 mortgage applications and funded 883 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Yakima Federal Savings and Loan Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Yakima Federal Savings and Loan Association at a glance
Approval is 8.2 points above the 82.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 535 / 568 | 95% | $365K | 506 |
| Home improvement loans | 87% | 117 / 135 | 99% | $65K | 116 |
| Refinance | 78% | 103 / 132 | 100% | $135K | 103 |
| Investment property purchase | 92% | 137 / 149 | 99% | $345K | 135 |
Yakima Federal Savings and Loan Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 89% | $345K | 815 | 700 |
| Oregon | 97% | $525K | 194 | 183 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Yakima Federal Savings and Loan Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Yakima County, WA | Mortgage lenders | 93% | 254 | 218 |
| Benton County, WA | Mortgage lenders | 93% | 109 | 95 |
| Multnomah County, OR | Mortgage lenders | 98% | 89 | 84 |
| Yakima County, WA | Home improvement loans | 87% | 93 | 81 |
| Yakima County, WA | Investment property purchase | 92% | 85 | 77 |
| Yakima County, WA | Refinance | 77% | 86 | 66 |
| Benton County, WA | Investment property purchase | 92% | 64 | 58 |
| Benton County, WA | Home improvement loans | 86% | 42 | 35 |
| Benton County, WA | Refinance | 74% | 35 | 26 |
The county markets where Yakima Federal Savings and Loan Association made the most loans. Each link opens that market with every lender ranked.
Questions about Yakima Federal Savings and Loan Association
What is Yakima Federal Savings and Loan Association's mortgage approval rate?
Yakima Federal Savings and Loan Association approved 90.7% of the 1,009 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.2 points above the 82.5% national rate for the same mix of loan types.
How often do borrowers take the loan Yakima Federal Savings and Loan Association offers?
Borrowers accepted 97% of the loans Yakima Federal Savings and Loan Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Yakima Federal Savings and Loan Association make?
The typical home purchase mortgage loan Yakima Federal Savings and Loan Association made was $365K; across all loan types its typical loan ran from $65K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Yakima Federal Savings and Loan Association lend?
Yakima Federal Savings and Loan Association decided applications in 2 of the states Fat Boy Data covers, most of them in Washington and Oregon.
Can I apply to Yakima Federal Savings and Loan Association directly?
Yes. Yakima Federal Savings and Loan Association is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Yakima Federal Savings and Loan Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Yakima Federal Savings and Loan Association treats applications, then get a rate quote from the lender.