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refinance lenders · HMDA 2023–2025

Refinance lenders in Benton County, Washington

Fat Boy Data analyzed mortgage refinance activity in Benton County, Washington, home to Kennewick, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,553 applications were decided by 146 lenders between 2023 and 2025.

Benton County at a glance

146Active lenders21 with 20+ decisions
78.8%Market approval rate1,223 of 1,553 decided
$355KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,119 loans funded

How Benton County compares

Approval rate compared
Benton County78.8%Washington79.5%All 616 counties76.5%
Typical loan compared
Benton County$355KWashington$455KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Benton County, WA, 107 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 62.

The typical mortgage refinance here is $355K, 22% smaller than the Washington typical of $455K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 42% approved of 31Lakeview Loan Servicing, LLC: 51% approved of 59One lender: 64% approved of 28One lender: 65% approved of 40One lender: 71% approved of 42One lender: 71% approved of 42One lender: 71% approved of 21One lender: 72% approved of 29One lender: 74% approved of 35One lender: 74% approved of 47Rocket Mortgage, LLC: 81% approved of 140One lender: 81% approved of 21One lender: 83% approved of 35United Wholesale Mortgage, LLC: 84% approved of 225One lender: 90% approved of 20One lender: 91% approved of 22One lender: 91% approved of 22One lender: 91% approved of 23One lender: 95% approved of 21Freedom Mortgage Corporation: 96% approved of 90Cmg Mortgage, Inc.: 97% approved of 62

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Benton County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%190 / 22596%$415K182
2Rocket Mortgage, LLC81%113 / 14095%$335K107
3Freedom Mortgage Corporation96%86 / 9072%$385K62
4Cmg Mortgage, Inc.97%60 / 6290%$375K54
5Lakeview Loan Servicing, LLC51%30 / 5957%$415K17

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 141 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Benton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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