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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Suffolk County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Suffolk County, Massachusetts, home to Boston, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,454 applications were decided by 208 lenders between 2023 and 2025.

Suffolk County at a glance

208Active lenders28 with 20+ decisions
61.1%Market approval rate1,500 of 2,454 decided
$305KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,428 loans funded

How Suffolk County compares

Approval rate compared
Suffolk County61.1%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Suffolk County$305KMassachusetts$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Suffolk County, MA, 289 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 94% of 31.

Lenders approved 61.1% of cash-out refinance applications in Suffolk County, MA, 9.9 percentage points below the Massachusetts rate of 71.0%.

The typical cash-out refinance here is $305K, 74% larger than the Massachusetts typical of $175K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 21One lender: 11% approved of 27Amerisave Mortgage Corporation: 23% approved of 204One lender: 29% approved of 21Newrez LLC: 31% approved of 166One lender: 36% approved of 25One lender: 49% approved of 43One lender: 52% approved of 31Loandepot.Com, LLC: 54% approved of 95One lender: 57% approved of 23One lender: 58% approved of 53One lender: 60% approved of 20One lender: 62% approved of 50One lender: 62% approved of 24One lender: 67% approved of 33One lender: 68% approved of 34United Wholesale Mortgage, LLC: 70% approved of 119One lender: 70% approved of 47One lender: 71% approved of 34Rocket Mortgage, LLC: 71% approved of 421One lender: 75% approved of 20One lender: 81% approved of 21One lender: 85% approved of 20One lender: 87% approved of 39One lender: 87% approved of 71One lender: 91% approved of 22One lender: 92% approved of 25One lender: 94% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Suffolk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%299 / 42197%$235K289
2Amerisave Mortgage Corporation23%46 / 20491%$105K42
3Newrez LLC31%51 / 16690%$255K46
4United Wholesale Mortgage, LLCBroker only70%83 / 11998%$405K81
5Loandepot.Com, LLC54%51 / 9598%$425K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 203 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Suffolk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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