refinance lenders · HMDA 2023–2025

Refinance lenders in Suffolk County, Massachusetts

Fat Boy Data analyzed mortgage refinance activity in Suffolk County, Massachusetts, home to Boston, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,176 applications were decided by 234 lenders between 2023 and 2025.

Suffolk County at a glance

234Active lenders35 with 20+ decisions
69.6%Market approval rate2,908 of 4,176 decided
$355KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,758 loans funded

How Suffolk County compares

Approval rate compared
Suffolk County69.6%Massachusetts77.5%All 616 counties76.5%
Typical loan compared
Suffolk County$355KMassachusetts$225KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Suffolk County, MA, 597 of them.

Emm Loans LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.

Lenders approved 69.6% of mortgage refinance applications in Suffolk County, MA, 7.8 percentage points below the Massachusetts rate of 77.5%.

The typical mortgage refinance here is $355K, 58% larger than the Massachusetts typical of $225K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 33One lender: 42% approved of 24One lender: 48% approved of 61One lender: 51% approved of 77One lender: 51% approved of 41Rockland Trust Company: 54% approved of 190Citizens Bank, National Association: 57% approved of 1,087One lender: 57% approved of 21Bank of America, National Association: 57% approved of 214One lender: 64% approved of 22Eastern Bank: 67% approved of 351One lender: 68% approved of 84One lender: 69% approved of 42One lender: 71% approved of 28One lender: 73% approved of 22One lender: 74% approved of 31Rocket Mortgage, LLC: 76% approved of 158One lender: 77% approved of 61One lender: 81% approved of 21One lender: 82% approved of 105One lender: 83% approved of 23One lender: 83% approved of 30One lender: 83% approved of 24One lender: 86% approved of 35One lender: 89% approved of 28One lender: 90% approved of 20One lender: 90% approved of 124One lender: 91% approved of 44One lender: 94% approved of 35One lender: 96% approved of 23One lender: 97% approved of 38One lender: 98% approved of 125One lender: 99% approved of 81One lender: 100% approved of 37One lender: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Suffolk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association57%616 / 1,08797%$225K597
2Eastern Bank67%234 / 35190%$255K210
3Bank of America, National Association57%123 / 21495%$205K117
4Rockland Trust Company54%102 / 19091%$205K93
5Rocket Mortgage, LLC76%120 / 15898%$485K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 229 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Suffolk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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