refinance lenders · HMDA 2023–2025

Refinance lenders in Suffolk County, Massachusetts

Fat Boy Data analyzed mortgage refinance activity in Suffolk County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,176 applications were decided by 234 lenders between 2023 and 2025.

Suffolk County at a glance

234Active lenders35 with 20+ decisions
69.6%Market approval rate2,908 of 4,176 decided
$355KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,758 loans funded

How Suffolk County compares

Approval rate compared
Suffolk County69.6%Massachusetts77.5%All 616 counties76.5%
Typical loan compared
Suffolk County$355KMassachusetts$225KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Suffolk County, MA, 597 of them.

Emm Loans LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.

Lenders approved 69.6% of mortgage refinance applications in Suffolk County, MA, 7.8 percentage points below the Massachusetts rate of 77.5%.

The typical mortgage refinance here is $355K, 58% larger than the Massachusetts typical of $225K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 15% approved of 33PNC Bank, National Association: 42% approved of 24Lakeview Loan Servicing, LLC: 48% approved of 61TD Bank, National Association: 51% approved of 77Newrez LLC: 51% approved of 41Rockland Trust Company: 54% approved of 190Citizens Bank, National Association: 57% approved of 1,087Third Federal Savings And Loan Association Of Cleveland: 57% approved of 21Bank of America, National Association: 57% approved of 214Longbridge Financial, LLC: 64% approved of 22Eastern Bank: 67% approved of 351Hanscom: 68% approved of 84Beacon Bank And Trust: 69% approved of 42Pennymac Loan Services, LLC: 71% approved of 28Nationstar Mortgage LLC: 73% approved of 22Webster Bank, National Association: 74% approved of 31Rocket Mortgage, LLC: 76% approved of 158Manufacturers and Traders Trust Company: 77% approved of 61Mutual of Omaha Mortgage, Inc.: 81% approved of 21United Wholesale Mortgage, LLC: 82% approved of 105Berkshire Bank: 83% approved of 23Harvard University Employees Credit Union: 83% approved of 30U.S. Bank National Association: 83% approved of 24Freedom Mortgage Corporation: 86% approved of 35Fairway Independent Mortgage Corporation: 89% approved of 28Guild Mortgage Company LLC: 90% approved of 20Guaranteed Rate, Inc.: 90% approved of 124JPMorgan Chase Bank, National Association: 91% approved of 44Movement Mortgage, LLC: 94% approved of 35Cambridge Savings Bank: 96% approved of 23Cmg Mortgage, Inc.: 97% approved of 38Leader Bank, National Association: 98% approved of 125Crosscountry Mortgage, LLC: 99% approved of 81Emm Loans LLC: 100% approved of 37Msa Mortgage, LLC: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Suffolk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association57%616 / 1,08797%$225K597
2Eastern Bank67%234 / 35190%$255K210
3Bank of America, National Association57%123 / 21495%$205K117
4Rockland Trust Company54%102 / 19091%$205K93
5Rocket Mortgage, LLC76%120 / 15898%$485K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 229 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Suffolk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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