Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Allegan County, Michigan
Every institution that decided a 1–4 unit mortgage application in Allegan County, home to Holland, between 2023 and 2025: 11,038 applications, 8,143 loans actually funded, across 8 kinds of borrowing.
Allegan County at a glance
11,038Applications decided
2023–2025
8,143Loans funded
74% of decisions
30Census tracts
13 ZIP codes
120,913People
ACS 2023
What the data shows
The typical purchase mortgage here is $265K.
Investment home improvement is the hardest money to get here: lenders approved 57% of 103 applications.
Lending by loan type in Allegan County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 83.2% | 4,844 | $265K | 93% | 224 |
| Home improvement loans | 70.9% | 1,864 | $55K | 95% | 84 |
| Cash-out refinance | 72.4% | 1,619 | $155K | 95% | 150 |
| Refinance | 78.6% | 1,844 | $105K | 94% | 137 |
| Investment property purchase | 90.6% | 552 | $365K | 94% | 143 |
| Investment cash-out refinance | 79.4% | 107 | $205K | 89% | 58 |
| Investment refinance | 78.1% | 105 | $365K | 93% | 58 |
| Investment home improvement | 57.3% | 103 | $105K | 93% | 32 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.