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refinance lenders · HMDA 2023–2025

Refinance lenders in Allegan County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Allegan County, Michigan, home to Holland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,844 applications were decided by 137 lenders between 2023 and 2025.

Allegan County at a glance

137Active lenders13 with 20+ decisions
78.6%Market approval rate1,450 of 1,844 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,370 loans funded

How Allegan County compares

Approval rate compared
Allegan County78.6%Michigan78.1%All 616 counties76.5%
Typical loan compared
Allegan County$105KMichigan$145KAll 616 counties$295K

What the data shows

Consumers Credit Union made the most mortgage refinances in Allegan County, MI, 277 of them.

Lake Michigan Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 198.

The typical mortgage refinance here is $105K, 28% smaller than the Michigan typical of $145K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%The Huntington National Bank: 65% approved of 184One lender: 68% approved of 22Fifth Third Bank, National Association: 72% approved of 162One lender: 78% approved of 58Consumers Credit Union: 78% approved of 354One lender: 82% approved of 34Advia Credit Union: 83% approved of 119One lender: 84% approved of 91One lender: 84% approved of 37One lender: 86% approved of 56One lender: 86% approved of 72One lender: 92% approved of 24Lake Michigan Credit Union: 92% approved of 198

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Allegan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Consumers Credit Union78%277 / 354100%$65K277
2Lake Michigan Credit Union92%182 / 19896%$105K174
3The Huntington National Bank65%120 / 18492%$145K111
4Fifth Third Bank, National Association72%116 / 16293%$105K108
5Advia Credit Union83%99 / 11997%$105K96

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 132 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Allegan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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