Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Kalamazoo County, Michigan
Every institution that decided a 1–4 unit mortgage application in Kalamazoo County between 2023 and 2025: 19,910 applications, 15,499 loans actually funded, across 8 kinds of borrowing.
Kalamazoo County at a glance
19,910Applications decided
2023–2025
15,499Loans funded
78% of decisions
68Census tracts
17 ZIP codes
261,437People
ACS 2023
What the data shows
The typical purchase mortgage here is $225K.
Investment home improvement is the hardest money to get here: lenders approved 53% of 102 applications.
Lending by loan type in Kalamazoo County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.3% | 9,629 | $225K | 97% | 299 |
| Home improvement loans | 72.8% | 2,852 | $55K | 93% | 91 |
| Cash-out refinance | 71.6% | 2,464 | $145K | 96% | 166 |
| Refinance | 81.5% | 3,917 | $95K | 97% | 147 |
| Investment property purchase | 90.0% | 618 | $155K | 96% | 124 |
| Investment cash-out refinance | 73.3% | 191 | $115K | 97% | 62 |
| Investment refinance | 75.9% | 137 | $115K | 96% | 46 |
| Investment home improvement | 52.9% | 102 | $75K | 93% | 33 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.