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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Allegan County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Allegan County, Michigan, home to Holland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,619 applications were decided by 150 lenders between 2023 and 2025.

Allegan County at a glance

150Active lenders17 with 20+ decisions
72.4%Market approval rate1,172 of 1,619 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,117 loans funded

How Allegan County compares

Approval rate compared
Allegan County72.4%Michigan71.5%All 616 counties68.2%
Typical loan compared
Allegan County$155KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Allegan County, MI, 233 of them.

Arbor Financial Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 41.

The typical cash-out refinance here is $155K, 24% larger than the Michigan typical of $125K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 55One lender: 29% approved of 21One lender: 32% approved of 22One lender: 53% approved of 30Carrington Mortgage Services, LLC: 54% approved of 56One lender: 57% approved of 40One lender: 61% approved of 38One lender: 64% approved of 25One lender: 70% approved of 40One lender: 73% approved of 49United Wholesale Mortgage, LLC: 74% approved of 90The Huntington National Bank: 77% approved of 234Rocket Mortgage, LLC: 81% approved of 300One lender: 85% approved of 20One lender: 92% approved of 25One lender: 93% approved of 29One lender: 98% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Allegan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%244 / 30095%$155K233
2The Huntington National Bank77%181 / 23498%$135K178
3United Wholesale Mortgage, LLCBroker only74%67 / 9099%$215K66
4Carrington Mortgage Services, LLC54%30 / 5673%$125K22
5Amerisave Mortgage Corporation24%13 / 55100%$185K13

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 145 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Allegan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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