Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Macomb County, Michigan
Every institution that decided a 1–4 unit mortgage application in Macomb County between 2023 and 2025: 69,672 applications, 51,788 loans actually funded, across 8 kinds of borrowing.
Macomb County at a glance
69,672Applications decided
2023–2025
51,788Loans funded
74% of decisions
243Census tracts
36 ZIP codes
877,624People
ACS 2023
What the data shows
The typical purchase mortgage here is $235K.
Investment home improvement is the hardest money to get here: lenders approved 43% of 229 applications.
Lending by loan type in Macomb County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.3% | 34,777 | $235K | 96% | 396 |
| Home improvement loans | 63.2% | 9,527 | $55K | 93% | 126 |
| Cash-out refinance | 72.4% | 11,707 | $115K | 96% | 261 |
| Refinance | 77.2% | 9,631 | $135K | 94% | 250 |
| Investment property purchase | 86.5% | 2,646 | $125K | 96% | 220 |
| Investment cash-out refinance | 73.4% | 805 | $105K | 94% | 117 |
| Investment refinance | 77.1% | 350 | $115K | 87% | 85 |
| Investment home improvement | 43.2% | 229 | $95K | 85% | 49 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.