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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Macomb County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Macomb County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,707 applications were decided by 261 lenders between 2023 and 2025.

Macomb County at a glance

261Active lenders61 with 20+ decisions
72.4%Market approval rate8,470 of 11,707 decided
$115KTypical loanmedian lender, $10K brackets
96%Borrower take-up8,104 loans funded

How Macomb County compares

Approval rate compared
Macomb County72.4%Michigan71.5%All 616 counties68.2%
Typical loan compared
Macomb County$115KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Macomb County, MI, 2,590 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Polish-American Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 2% approved of 47One lender: 16% approved of 89Amerisave Mortgage Corporation: 24% approved of 458One lender: 28% approved of 97One lender: 29% approved of 49One lender: 37% approved of 121One lender: 37% approved of 51One lender: 38% approved of 21One lender: 43% approved of 200One lender: 45% approved of 71One lender: 45% approved of 53One lender: 47% approved of 62One lender: 55% approved of 385One lender: 55% approved of 47One lender: 57% approved of 23One lender: 62% approved of 108One lender: 62% approved of 220One lender: 64% approved of 47One lender: 65% approved of 26One lender: 66% approved of 61One lender: 67% approved of 45One lender: 67% approved of 21One lender: 68% approved of 50One lender: 69% approved of 178One lender: 69% approved of 26One lender: 70% approved of 109One lender: 71% approved of 320One lender: 71% approved of 24One lender: 71% approved of 396Michigan Schools and Government: 72% approved of 527One lender: 73% approved of 103One lender: 75% approved of 55One lender: 75% approved of 44One lender: 75% approved of 24One lender: 76% approved of 76The Huntington National Bank: 76% approved of 697One lender: 77% approved of 64One lender: 79% approved of 72One lender: 79% approved of 34One lender: 80% approved of 25United Wholesale Mortgage, LLC: 80% approved of 1,242One lender: 81% approved of 207One lender: 82% approved of 28Rocket Mortgage, LLC: 83% approved of 3,210One lender: 85% approved of 72One lender: 85% approved of 74One lender: 86% approved of 127One lender: 87% approved of 160One lender: 88% approved of 60One lender: 90% approved of 20One lender: 90% approved of 51One lender: 90% approved of 21One lender: 94% approved of 51One lender: 94% approved of 122One lender: 94% approved of 107One lender: 96% approved of 24One lender: 96% approved of 25One lender: 97% approved of 64One lender: 97% approved of 36One lender: 100% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Macomb County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%2,661 / 3,21097%$115K2,590
2United Wholesale Mortgage, LLCBroker only80%999 / 1,24297%$165K971
3The Huntington National Bank76%533 / 69795%$125K507
4Michigan Schools and Government72%382 / 52798%$105K375
5Amerisave Mortgage Corporation24%111 / 45898%$75K109

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 256 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Macomb County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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