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refinance lenders · HMDA 2023–2025

Refinance lenders in Scott County, Minnesota

Fat Boy Data analyzed mortgage refinance activity in Scott County, Minnesota, home to Shakopee, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,370 applications were decided by 183 lenders between 2023 and 2025.

Scott County at a glance

183Active lenders11 with 20+ decisions
83.1%Market approval rate1,138 of 1,370 decided
$225KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,084 loans funded

How Scott County compares

Approval rate compared
Scott County83.1%Minnesota82.1%All 616 counties76.5%
Typical loan compared
Scott County$225KMinnesota$235KAll 616 counties$295K

What the data shows

Trustone Financial Credit Union made the most mortgage refinances in Scott County, MN, 162 of them.

Fairway Independent Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Old National Bank: 65% approved of 54One lender: 84% approved of 43Wings Financial Credit Union: 84% approved of 94Rocket Mortgage, LLC: 85% approved of 66Trustone Financial Credit Union: 85% approved of 192One lender: 85% approved of 53One lender: 87% approved of 23One lender: 91% approved of 22United Wholesale Mortgage, LLC: 93% approved of 99One lender: 93% approved of 45One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Scott County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustone Financial Credit Union85%163 / 19299%$105K162
2United Wholesale Mortgage, LLCBroker only93%92 / 9998%$345K90
3Wings Financial Credit Union84%79 / 9484%$105K66
4Rocket Mortgage, LLC85%56 / 6695%$345K53
5Old National Bank65%35 / 5497%$155K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 178 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Scott County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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