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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Scott County, Minnesota

Fat Boy Data analyzed investment home improvement loan activity in Scott County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 44 applications were decided by 22 lenders between 2023 and 2025.

Scott County at a glance

22Active lenders0 with 20+ decisions
63.6%Market approval rate28 of 44 decided
$95KTypical loanmedian lender, $10K brackets
93%Borrower take-up26 loans funded

How Scott County compares

Approval rate compared
Scott County63.6%Minnesota57.4%All 616 counties51.2%
Typical loan compared
Scott County$95KMinnesota$85KAll 616 counties$115K

What the data shows

Trustone Financial Credit Union made the most investment home improvement loans in Scott County, MN, 5 of them.

Lenders approved 63.6% of investment home improvement loan applications in Scott County, MN, 6.3 percentage points above the Minnesota rate of 57.4%.

The typical investment home improvement loan here is $95K, 12% larger than the Minnesota typical of $85K.

Investment property improvement lenders in Scott County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustone Financial Credit UnionLimited sample62%5 / 8100%$95K5
2U.S. Bank National AssociationLimited sample0%0 / 50
3Wings Financial Credit UnionLimited sample50%2 / 450%$25K1
4The Huntington National BankLimited sample67%2 / 3100%$55K2
5Bell BankLimited sample100%2 / 2100%$95K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 17 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Scott County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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