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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Scott County, Minnesota

Fat Boy Data analyzed cash-out refinance activity in Scott County, Minnesota, home to Shakopee, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,234 applications were decided by 138 lenders between 2023 and 2025.

Scott County at a glance

138Active lenders15 with 20+ decisions
73.3%Market approval rate905 of 1,234 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up856 loans funded

How Scott County compares

Approval rate compared
Scott County73.3%Minnesota72.1%All 616 counties68.2%
Typical loan compared
Scott County$135KMinnesota$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Scott County, MN, 199 of them.

Wings Financial Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 21.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 16% approved of 43One lender: 50% approved of 30One lender: 59% approved of 22Newrez LLC: 59% approved of 64One lender: 59% approved of 37One lender: 62% approved of 42One lender: 71% approved of 24One lender: 75% approved of 36United Wholesale Mortgage, LLC: 80% approved of 76U.S. Bank National Association: 81% approved of 68One lender: 81% approved of 21One lender: 81% approved of 27Rocket Mortgage, LLC: 82% approved of 248One lender: 85% approved of 34One lender: 90% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Scott County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%203 / 24898%$135K199
2United Wholesale Mortgage, LLCBroker only80%61 / 7698%$285K60
3U.S. Bank National Association81%55 / 6895%$125K52
4Newrez LLC59%38 / 64100%$105K38
5Amerisave Mortgage Corporation16%7 / 4386%$115K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 133 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Scott County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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