Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Platte County, Missouri
Every institution that decided a 1–4 unit mortgage application in Platte County, home to Kansas City, between 2023 and 2025: 8,144 applications, 6,783 loans actually funded, across 8 kinds of borrowing.
Platte County at a glance
8,144Applications decided
2023–2025
6,783Loans funded
83% of decisions
27Census tracts
8 ZIP codes
108,751People
ACS 2023
What the data shows
The typical purchase mortgage here is $315K.
Lending by loan type in Platte County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 94.2% | 4,356 | $315K | 98% | 268 |
| Home improvement loans | 69.1% | 1,048 | $65K | 95% | 77 |
| Cash-out refinance | 74.7% | 1,090 | $175K | 96% | 132 |
| Refinance | 81.0% | 1,157 | $285K | 94% | 142 |
| Investment property purchase | 89.3% | 338 | $235K | 97% | 124 |
| Investment cash-out refinance | 74.0% | 50 | $175K | 95% | 29 |
| Investment refinance | 84.3% | 70 | $185K | 98% | 36 |
| Investment home improvement | 51.4% | 35 | $95K | 94% | 22 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.