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refinance lenders · HMDA 2023–2025

Refinance lenders in Platte County, Missouri

Fat Boy Data analyzed mortgage refinance activity in Platte County, Missouri, home to Kansas City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,157 applications were decided by 142 lenders between 2023 and 2025.

Platte County at a glance

142Active lenders14 with 20+ decisions
81.0%Market approval rate937 of 1,157 decided
$285KTypical loanmedian lender, $10K brackets
94%Borrower take-up879 loans funded

How Platte County compares

Approval rate compared
Platte County81.0%Missouri82.7%All 616 counties76.5%
Typical loan compared
Platte County$285KMissouri$245KAll 616 counties$295K

What the data shows

Communityamerica Federal Credit Union made the most mortgage refinances in Platte County, MO, 178 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.

The typical mortgage refinance here is $285K, 16% larger than the Missouri typical of $245K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 61% approved of 23One lender: 65% approved of 20One lender: 65% approved of 43Commerce Bank: 74% approved of 54Communityamerica Federal Credit Union: 78% approved of 246One lender: 81% approved of 32One lender: 81% approved of 27One lender: 87% approved of 23United Wholesale Mortgage, LLC: 88% approved of 59Rocket Mortgage, LLC: 90% approved of 51One lender: 92% approved of 24One lender: 95% approved of 38One lender: 95% approved of 22Freedom Mortgage Corporation: 100% approved of 43

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Platte County

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union78%191 / 24693%$125K178
2United Wholesale Mortgage, LLCBroker only88%52 / 5996%$365K50
3Commerce Bank74%40 / 54100%$135K40
4Rocket Mortgage, LLC90%46 / 5193%$285K43
5Freedom Mortgage Corporation100%43 / 4388%$315K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 137 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Platte County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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