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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Platte County, Missouri

Fat Boy Data analyzed cash-out refinance activity in Platte County, Missouri, home to Kansas City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,090 applications were decided by 132 lenders between 2023 and 2025.

Platte County at a glance

132Active lenders13 with 20+ decisions
74.7%Market approval rate814 of 1,090 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up784 loans funded

How Platte County compares

Approval rate compared
Platte County74.7%Missouri70.6%All 616 counties68.2%
Typical loan compared
Platte County$175KMissouri$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Platte County, MO, 194 of them.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 86% of 43.

The typical cash-out refinance here is $175K, 13% larger than the Missouri typical of $155K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 29% approved of 75One lender: 33% approved of 27One lender: 69% approved of 32One lender: 71% approved of 24One lender: 76% approved of 29Freedom Mortgage Corporation: 77% approved of 44One lender: 78% approved of 27One lender: 82% approved of 22Rocket Mortgage, LLC: 83% approved of 240One lender: 85% approved of 40One lender: 85% approved of 20Communityamerica Federal Credit Union: 85% approved of 48Nationstar Mortgage LLC: 86% approved of 43

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Platte County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%199 / 24097%$135K194
2Amerisave Mortgage Corporation29%22 / 7595%$75K21
3Communityamerica Federal Credit Union85%41 / 48100%$215K41
4Freedom Mortgage Corporation77%34 / 4491%$235K31
5Nationstar Mortgage LLC86%37 / 4397%$205K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 127 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Platte County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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