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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Platte County, Missouri

Fat Boy Data analyzed investment cash-out refinance activity in Platte County, Missouri, home to Kansas City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 50 applications were decided by 29 lenders between 2023 and 2025.

Platte County at a glance

29Active lenders0 with 20+ decisions
74.0%Market approval rate37 of 50 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up35 loans funded

How Platte County compares

Approval rate compared
Platte County74.0%Missouri75.5%All 616 counties73.1%
Typical loan compared
Platte County$175KMissouri$145KAll 616 counties$205K

What the data shows

Exchange Bank & Trust made the most investment cash-out refinances in Platte County, MO, 9 of them.

That is 26% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.

The typical investment cash-out refinance here is $175K, 21% larger than the Missouri typical of $145K.

Investment property cash-out lenders in Platte County

LenderApprovalApprovedTaken upTypical loanLoans made
1Exchange Bank & TrustLimited sample100%9 / 9100%$175K9
2United Wholesale Mortgage, LLCBroker only33%2 / 6100%$155K2
3Communityamerica Federal Credit UnionLimited sample100%3 / 3100%$155K3
4Rocket Mortgage, LLCLimited sample67%2 / 3100%$235K2
5Primelending, A Plainscapital CompanyLimited sample100%3 / 3100%$145K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 24 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Platte County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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