Home improvement loan lenders in Platte County, Missouri
Fat Boy Data analyzed home improvement loan activity in Platte County, Missouri, home to Kansas City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,048 applications were decided by 77 lenders between 2023 and 2025.
Platte County at a glance
How Platte County compares
What the data shows
Communityamerica Federal Credit Union made the most home improvement loans in Platte County, MO, 272 of them.
That is 40% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
First Federal Bank of Kansas City approved the highest share of applications among lenders with at least 20 decisions here, 85% of 20.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Platte County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Communityamerica Federal Credit Union | 81% | 295 / 364 | 92% | $65K | 272 |
| 2 | Bank of America, National Association | 42% | 38 / 91 | 97% | $105K | 37 |
| 3 | Commerce Bank | 55% | 46 / 83 | 96% | $65K | 44 |
| 4 | U.S. Bank National Association | 54% | 43 / 80 | 98% | $65K | 42 |
| 5 | The Central Trust Bank | 68% | 40 / 59 | 95% | $55K | 38 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 72 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Platte County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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