Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Middlesex County, New Jersey
Every institution that decided a 1–4 unit mortgage application in Middlesex County, home to New Brunswick, between 2023 and 2025: 44,776 applications, 32,595 loans actually funded, across 8 kinds of borrowing.
Middlesex County at a glance
44,776Applications decided
2023–2025
32,595Loans funded
73% of decisions
192Census tracts
38 ZIP codes
861,535People
ACS 2023
What the data shows
The typical purchase mortgage here is $435K.
Investment home improvement is the hardest money to get here: lenders approved 48% of 321 applications.
Lending by loan type in Middlesex County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.7% | 20,169 | $435K | 96% | 438 |
| Home improvement loans | 56.6% | 7,162 | $105K | 92% | 154 |
| Cash-out refinance | 67.7% | 7,197 | $205K | 95% | 283 |
| Refinance | 75.8% | 6,560 | $315K | 94% | 287 |
| Investment property purchase | 85.2% | 2,332 | $315K | 94% | 258 |
| Investment cash-out refinance | 74.4% | 704 | $325K | 90% | 145 |
| Investment refinance | 71.0% | 331 | $305K | 94% | 115 |
| Investment home improvement | 47.7% | 321 | $185K | 95% | 65 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.