Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Monmouth County, New Jersey
Every institution that decided a 1–4 unit mortgage application in Monmouth County, home to Long Branch, between 2023 and 2025: 46,027 applications, 34,811 loans actually funded, across 8 kinds of borrowing.
Monmouth County at a glance
46,027Applications decided
2023–2025
34,811Loans funded
76% of decisions
154Census tracts
45 ZIP codes
643,615People
ACS 2023
What the data shows
The typical purchase mortgage here is $475K.
Investment home improvement is the hardest money to get here: lenders approved 55% of 506 applications.
Lending by loan type in Monmouth County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.5% | 18,533 | $475K | 96% | 432 |
| Home improvement loans | 64.8% | 8,313 | $125K | 94% | 170 |
| Cash-out refinance | 71.0% | 7,158 | $275K | 96% | 285 |
| Refinance | 76.3% | 6,589 | $255K | 95% | 285 |
| Investment property purchase | 87.1% | 3,280 | $455K | 95% | 298 |
| Investment cash-out refinance | 79.5% | 1,008 | $375K | 94% | 165 |
| Investment refinance | 73.0% | 640 | $505K | 90% | 136 |
| Investment home improvement | 55.3% | 506 | $255K | 92% | 68 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.