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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Middlesex County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Middlesex County, New Jersey, home to New Brunswick, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,197 applications were decided by 283 lenders between 2023 and 2025.

Middlesex County at a glance

283Active lenders52 with 20+ decisions
67.7%Market approval rate4,869 of 7,197 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,602 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County67.7%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Middlesex County$205KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Middlesex County, NJ, 1,342 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Kwik Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 40.

Approval rate of all 52 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 40One lender: 26% approved of 97Amerisave Mortgage Corporation: 27% approved of 515One lender: 28% approved of 57One lender: 30% approved of 40One lender: 32% approved of 25One lender: 32% approved of 80One lender: 35% approved of 165One lender: 47% approved of 36Newrez LLC: 48% approved of 441One lender: 49% approved of 63One lender: 51% approved of 146One lender: 54% approved of 41One lender: 57% approved of 96One lender: 59% approved of 79One lender: 60% approved of 43One lender: 61% approved of 36One lender: 64% approved of 44One lender: 65% approved of 20One lender: 66% approved of 29One lender: 67% approved of 42One lender: 69% approved of 36One lender: 70% approved of 23One lender: 70% approved of 238One lender: 70% approved of 199One lender: 70% approved of 30One lender: 71% approved of 35One lender: 72% approved of 151Loandepot.Com, LLC: 72% approved of 288United Wholesale Mortgage, LLC: 72% approved of 398One lender: 75% approved of 83One lender: 76% approved of 21One lender: 79% approved of 103One lender: 80% approved of 20One lender: 81% approved of 21One lender: 82% approved of 49Rocket Mortgage, LLC: 82% approved of 1,686One lender: 82% approved of 101One lender: 83% approved of 23One lender: 85% approved of 20One lender: 85% approved of 150One lender: 88% approved of 24One lender: 88% approved of 25One lender: 90% approved of 58One lender: 92% approved of 48One lender: 94% approved of 32One lender: 94% approved of 34One lender: 95% approved of 21One lender: 95% approved of 108One lender: 96% approved of 24One lender: 98% approved of 40One lender: 100% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%1,380 / 1,68697%$155K1,342
2Amerisave Mortgage Corporation27%138 / 51595%$125K131
3Newrez LLC48%210 / 44199%$115K208
4United Wholesale Mortgage, LLCBroker only72%288 / 39897%$355K278
5Loandepot.Com, LLC72%207 / 28898%$295K202

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 278 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Middlesex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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