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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Middlesex County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Middlesex County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,197 applications were decided by 283 lenders between 2023 and 2025.

Middlesex County at a glance

283Active lenders52 with 20+ decisions
67.7%Market approval rate4,869 of 7,197 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,602 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County67.7%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Middlesex County$205KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Middlesex County, NJ, 1,342 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Kwik Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 40.

Approval rate of all 52 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 25% approved of 40Lakeview Loan Servicing, LLC: 26% approved of 97Amerisave Mortgage Corporation: 27% approved of 515New Day Financial, LLC: 28% approved of 57Network Capital Funding Corporation: 30% approved of 40Pentagon Federal Credit Union: 32% approved of 25Spring Eq, LLC: 32% approved of 80Carrington Mortgage Services, LLC: 35% approved of 165American Financing Corporation: 47% approved of 36Newrez LLC: 48% approved of 441New American Funding, LLC: 49% approved of 63Wells Fargo Bank, National Association: 51% approved of 146Quorum Federal Credit Union: 54% approved of 41Mutual of Omaha Mortgage, Inc.: 57% approved of 96Flagstar Bank, National Association: 59% approved of 79Police & Fire Federal Credit Union: 60% approved of 43Village Capital & Investment LLC: 61% approved of 36GoodLeap, LLC: 64% approved of 44Sun West Mortgage Company, Inc.: 65% approved of 20Plaza Home Mortgage, Inc.: 66% approved of 29Navy Federal Credit Union: 67% approved of 42Onity Mortgage Corporation: 69% approved of 36Advantagefirst Lending Inc.: 70% approved of 23Affinity: 70% approved of 238Pennymac Loan Services, LLC: 70% approved of 199Lower, LLC: 70% approved of 30The Federal Savings Bank: 71% approved of 35Freedom Mortgage Corporation: 72% approved of 151Loandepot.Com, LLC: 72% approved of 288United Wholesale Mortgage, LLC: 72% approved of 398Provident Bank: 75% approved of 83Equity Prime Mortgage LLC: 76% approved of 21Central Jersey Federal Credit Union: 79% approved of 103Bank of America, National Association: 80% approved of 20Sofi Bank, N.A.tional Association: 81% approved of 21First Technology: 82% approved of 49Rocket Mortgage, LLC: 82% approved of 1,686JPMorgan Chase Bank, National Association: 82% approved of 101Guaranteed Rate, Inc.: 83% approved of 23Mlb Residential Lending, LLC: 85% approved of 20Nationstar Mortgage LLC: 85% approved of 150American Financial Network, Inc.: 88% approved of 24Cardinal Financial Company, Limited Partnership: 88% approved of 25Valley National Bank: 90% approved of 58American Neighborhood Mortgage Acceptance Company LLC: 92% approved of 48Advisors Mortgage Group, L.L.C.: 94% approved of 32Movement Mortgage, LLC: 94% approved of 34Paramount Residential Mortgage Group, Inc.: 95% approved of 21Crosscountry Mortgage, LLC: 95% approved of 108Reliance First Capital, LLC: 96% approved of 24Kwik Mortgage Corporation: 98% approved of 40Coastal Community Bank: 100% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%1,380 / 1,68697%$155K1,342
2Amerisave Mortgage Corporation27%138 / 51595%$125K131
3Newrez LLC48%210 / 44199%$115K208
4United Wholesale Mortgage, LLCBroker only72%288 / 39897%$355K278
5Loandepot.Com, LLC72%207 / 28898%$295K202

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 278 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Middlesex County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Middlesex County

Mortgage lenders in Middlesex CountyHome improvement loans in Middlesex CountyRefinance in Middlesex CountyInvestment property purchase in Middlesex CountyInvestment cash-out refinance in Middlesex CountyInvestment refinance in Middlesex CountyInvestment home improvement in Middlesex County

Nearby markets

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