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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Moore County, North Carolina

Fat Boy Data analyzed home improvement loan activity in Moore County, North Carolina, home to Pinehurst, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,296 applications were decided by 81 lenders between 2023 and 2025.

Moore County at a glance

81Active lenders13 with 20+ decisions
68.0%Market approval rate881 of 1,296 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up847 loans funded

How Moore County compares

Approval rate compared
Moore County68.0%North Carolina64.0%All 616 counties62.7%
Typical loan compared
Moore County$105KNorth Carolina$85KAll 616 counties$75K

What the data shows

State Employees' made the most home improvement loans in Moore County, NC, 204 of them.

The Fidelity Bank approved the highest share of applications among lenders with at least 20 decisions here, 85% of 27.

The typical home improvement loan here is $105K, 24% larger than the North Carolina typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 34One lender: 38% approved of 32One lender: 49% approved of 79One lender: 55% approved of 22One lender: 59% approved of 44One lender: 59% approved of 22Bank of America, National Association: 60% approved of 90One lender: 67% approved of 49Navy Federal Credit Union: 69% approved of 87First-Citizens Bank & Trust Company: 75% approved of 156First Bank: 75% approved of 133State Employees': 75% approved of 272One lender: 85% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Moore County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'75%205 / 272100%$55K204
2First-Citizens Bank & Trust Company75%117 / 15697%$105K113
3First Bank75%100 / 13398%$105K98
4Bank of America, National Association60%54 / 9094%$105K51
5Navy Federal Credit Union69%60 / 8798%$65K59

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 76 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Moore County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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