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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Moore County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Moore County, North Carolina, home to Pinehurst, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,429 applications were decided by 138 lenders between 2023 and 2025.

Moore County at a glance

138Active lenders16 with 20+ decisions
71.3%Market approval rate1,019 of 1,429 decided
$225KTypical loanmedian lender, $10K brackets
95%Borrower take-up965 loans funded

How Moore County compares

Approval rate compared
Moore County71.3%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Moore County$225KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Moore County, NC, 263 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical cash-out refinance here is $225K, 15% larger than the North Carolina typical of $195K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 38Amerisave Mortgage Corporation: 37% approved of 94One lender: 48% approved of 46One lender: 48% approved of 25One lender: 50% approved of 20One lender: 51% approved of 39One lender: 66% approved of 29One lender: 66% approved of 50One lender: 68% approved of 44State Employees': 72% approved of 72United Wholesale Mortgage, LLC: 79% approved of 104Rocket Mortgage, LLC: 81% approved of 327One lender: 83% approved of 29One lender: 90% approved of 21Movement Mortgage, LLC: 98% approved of 52One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Moore County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%266 / 32799%$165K263
2United Wholesale Mortgage, LLCBroker only79%82 / 10498%$265K80
3Amerisave Mortgage Corporation37%35 / 9497%$135K34
4State Employees'72%52 / 72100%$175K52
5Movement Mortgage, LLC98%51 / 5284%$405K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 133 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Moore County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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