refinance lenders · HMDA 2023–2025

Refinance lenders in Moore County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Moore County, North Carolina, home to Pinehurst, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,572 applications were decided by 135 lenders between 2023 and 2025.

Moore County at a glance

135Active lenders19 with 20+ decisions
81.0%Market approval rate1,273 of 1,572 decided
$325KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,157 loans funded

How Moore County compares

Approval rate compared
Moore County81.0%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Moore County$325KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Moore County, NC, 132 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

The typical mortgage refinance here is $325K, 59% larger than the North Carolina typical of $205K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 40One lender: 51% approved of 45One lender: 62% approved of 29One lender: 69% approved of 64One lender: 75% approved of 24First-Citizens Bank & Trust Company: 76% approved of 90State Employees': 76% approved of 176One lender: 76% approved of 21One lender: 76% approved of 21One lender: 81% approved of 54One lender: 81% approved of 27First Bank: 85% approved of 113One lender: 88% approved of 77One lender: 92% approved of 66United Wholesale Mortgage, LLC: 94% approved of 120One lender: 96% approved of 27Freedom Mortgage Corporation: 98% approved of 123One lender: 100% approved of 51One lender: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Moore County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'76%134 / 17699%$105K132
2Freedom Mortgage Corporation98%121 / 12374%$405K90
3United Wholesale Mortgage, LLCBroker only94%113 / 12088%$435K100
4First Bank85%96 / 11397%$155K93
5First-Citizens Bank & Trust Company76%68 / 90100%$225K68

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 130 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Moore County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Moore County

Other lending data for Moore County

Nearby markets