Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Cuyahoga County, Ohio
Every institution that decided a 1–4 unit mortgage application in Cuyahoga County, home to Cleveland, between 2023 and 2025: 89,560 applications, 65,996 loans actually funded, across 8 kinds of borrowing.
Cuyahoga County at a glance
89,560Applications decided
2023–2025
65,996Loans funded
74% of decisions
427Census tracts
51 ZIP codes
1,249,418People
ACS 2023
What the data shows
The typical purchase mortgage here is $205K.
Investment home improvement is the hardest money to get here: lenders approved 31% of 813 applications.
Lending by loan type in Cuyahoga County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.5% | 35,345 | $205K | 98% | 490 |
| Home improvement loans | 56.3% | 16,120 | $65K | 94% | 139 |
| Cash-out refinance | 64.7% | 11,229 | $125K | 95% | 256 |
| Refinance | 74.0% | 12,101 | $105K | 94% | 257 |
| Investment property purchase | 86.6% | 9,039 | $115K | 94% | 381 |
| Investment cash-out refinance | 75.5% | 3,066 | $105K | 91% | 199 |
| Investment refinance | 75.3% | 1,847 | $105K | 92% | 147 |
| Investment home improvement | 31.1% | 813 | $75K | 90% | 78 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.