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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Summit County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Summit County, Ohio, home to Akron, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,159 applications were decided by 220 lenders between 2023 and 2025.

Summit County at a glance

220Active lenders38 with 20+ decisions
70.6%Market approval rate4,348 of 6,159 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,136 loans funded

How Summit County compares

Approval rate compared
Summit County70.6%Ohio70.0%All 616 counties68.2%
Typical loan compared
Summit County$125KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Summit County, OH, 1,059 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 85Amerisave Mortgage Corporation: 24% approved of 328One lender: 29% approved of 24One lender: 29% approved of 58One lender: 35% approved of 31One lender: 43% approved of 96One lender: 44% approved of 120One lender: 50% approved of 129One lender: 50% approved of 24One lender: 52% approved of 44One lender: 54% approved of 41Loandepot.Com, LLC: 59% approved of 158One lender: 60% approved of 58One lender: 62% approved of 55One lender: 62% approved of 21One lender: 66% approved of 35One lender: 66% approved of 98One lender: 66% approved of 98One lender: 67% approved of 107One lender: 68% approved of 28One lender: 69% approved of 36One lender: 70% approved of 57One lender: 71% approved of 69One lender: 72% approved of 71United Wholesale Mortgage, LLC: 73% approved of 196One lender: 75% approved of 28One lender: 76% approved of 120One lender: 76% approved of 59One lender: 78% approved of 94One lender: 78% approved of 23Rocket Mortgage, LLC: 80% approved of 1,363The Huntington National Bank: 81% approved of 1,296One lender: 81% approved of 113One lender: 82% approved of 33One lender: 83% approved of 150One lender: 97% approved of 86One lender: 100% approved of 28One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Summit County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,086 / 1,36398%$125K1,059
2The Huntington National Bank81%1,049 / 1,29696%$95K1,006
3Amerisave Mortgage Corporation24%80 / 32899%$85K79
4United Wholesale Mortgage, LLCBroker only73%143 / 19697%$165K139
5Loandepot.Com, LLC59%93 / 15898%$145K91

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 215 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Summit County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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