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refinance lenders · HMDA 2023–2025

Refinance lenders in Washington County, Oregon

Fat Boy Data analyzed mortgage refinance activity in Washington County, Oregon, home to Hillsboro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,566 applications were decided by 250 lenders between 2023 and 2025.

Washington County at a glance

250Active lenders39 with 20+ decisions
82.3%Market approval rate3,760 of 4,566 decided
$375KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,515 loans funded

How Washington County compares

Approval rate compared
Washington County82.3%Oregon80.3%All 616 counties76.5%
Typical loan compared
Washington County$375KOregon$275KAll 616 counties$295K

What the data shows

Onpoint Community Credit Union made the most mortgage refinances in Washington County, OR, 910 of them.

That is 26% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Provident Funding Associates, L.P. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 82.

The typical mortgage refinance here is $375K, 36% larger than the Oregon typical of $275K.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 36% approved of 85One lender: 37% approved of 30One lender: 45% approved of 20One lender: 54% approved of 85One lender: 59% approved of 44One lender: 69% approved of 67Bank of America, National Association: 71% approved of 197One lender: 71% approved of 24One lender: 71% approved of 45One lender: 72% approved of 54One lender: 74% approved of 53One lender: 76% approved of 71One lender: 76% approved of 21One lender: 80% approved of 41Rocket Mortgage, LLC: 82% approved of 198U.S. Bank National Association: 82% approved of 148One lender: 83% approved of 36One lender: 86% approved of 22Onpoint Community Credit Union: 86% approved of 1,120United Wholesale Mortgage, LLC: 88% approved of 334One lender: 89% approved of 35One lender: 89% approved of 36One lender: 90% approved of 31One lender: 90% approved of 31One lender: 90% approved of 105One lender: 91% approved of 23One lender: 91% approved of 35One lender: 92% approved of 25One lender: 92% approved of 25One lender: 92% approved of 63One lender: 94% approved of 80One lender: 95% approved of 77One lender: 95% approved of 101One lender: 95% approved of 41One lender: 96% approved of 27One lender: 96% approved of 55One lender: 100% approved of 82One lender: 100% approved of 32One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union86%968 / 1,12094%$125K910
2United Wholesale Mortgage, LLCBroker only88%293 / 33497%$495K283
3Rocket Mortgage, LLC82%163 / 19896%$475K156
4Bank of America, National Association71%139 / 19798%$185K136
5U.S. Bank National Association82%122 / 14899%$185K121

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 245 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Washington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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