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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washington County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Washington County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,240 applications were decided by 234 lenders between 2023 and 2025.

Washington County at a glance

234Active lenders39 with 20+ decisions
73.2%Market approval rate3,106 of 4,240 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,939 loans funded

How Washington County compares

Approval rate compared
Washington County73.2%Oregon70.4%All 616 counties68.2%
Typical loan compared
Washington County$155KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Washington County, OR, 613 of them.

Onpoint Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 91% of 97.

The typical cash-out refinance here is $155K, 21% smaller than the Oregon typical of $195K.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%New Day Financial, LLC: 22% approved of 23Amerisave Mortgage Corporation: 26% approved of 197Lakeview Loan Servicing, LLC: 26% approved of 27Mortgage Research Center, LLC: 28% approved of 25American Financing Corporation: 33% approved of 33Carrington Mortgage Services, LLC: 35% approved of 48Spring Eq, LLC: 50% approved of 48Newrez LLC: 50% approved of 169BMO Bank National Association: 56% approved of 25New American Funding, LLC: 56% approved of 32Loandepot.Com, LLC: 57% approved of 82KeyBank National Association: 58% approved of 33Wells Fargo Bank, National Association: 58% approved of 59Mutual of Omaha Mortgage, Inc.: 59% approved of 27Unitus Community Credit Union: 65% approved of 31Wauna Federal Credit Union: 65% approved of 20Freedom Mortgage Corporation: 68% approved of 66Quorum Federal Credit Union: 69% approved of 39Fairway Independent Mortgage Corporation: 70% approved of 27Navy Federal Credit Union: 71% approved of 24Rivermark Community Credit Union: 74% approved of 93Pennymac Loan Services, LLC: 76% approved of 139U.S. Bank National Association: 76% approved of 144United Wholesale Mortgage, LLC: 77% approved of 239Flagstar Bank, National Association: 79% approved of 61The Federal Savings Bank: 81% approved of 21JPMorgan Chase Bank, National Association: 82% approved of 39Rocket Mortgage, LLC: 83% approved of 761Plaza Home Mortgage, Inc.: 83% approved of 24Mortgage Express, LLC: 84% approved of 38GoodLeap, LLC: 85% approved of 27Guild Mortgage Company LLC: 86% approved of 86First Technology Federal Credit Union: 86% approved of 471Nationstar Mortgage LLC: 87% approved of 78First Community: 88% approved of 49Cmg Mortgage, Inc.: 91% approved of 32Onpoint Community Credit Union: 91% approved of 97Nations Direct Mortgage, LLC: 94% approved of 33Coastal Community Bank: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%633 / 76197%$125K613
2First Technology Federal Credit Union86%406 / 47193%$155K378
3United Wholesale Mortgage, LLCBroker only77%183 / 23997%$305K177
4Amerisave Mortgage Corporation26%51 / 19798%$115K50
5Newrez LLC50%85 / 169100%$135K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 229 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Washington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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