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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washington County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Washington County, Oregon, home to Hillsboro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,240 applications were decided by 234 lenders between 2023 and 2025.

Washington County at a glance

234Active lenders39 with 20+ decisions
73.2%Market approval rate3,106 of 4,240 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,939 loans funded

How Washington County compares

Approval rate compared
Washington County73.2%Oregon70.4%All 616 counties68.2%
Typical loan compared
Washington County$155KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Washington County, OR, 613 of them.

Onpoint Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 91% of 97.

The typical cash-out refinance here is $155K, 21% smaller than the Oregon typical of $195K.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 23Amerisave Mortgage Corporation: 26% approved of 197One lender: 26% approved of 27One lender: 28% approved of 25One lender: 33% approved of 33One lender: 35% approved of 48One lender: 50% approved of 48Newrez LLC: 50% approved of 169One lender: 56% approved of 25One lender: 56% approved of 32One lender: 57% approved of 82One lender: 58% approved of 33One lender: 58% approved of 59One lender: 59% approved of 27One lender: 65% approved of 31One lender: 65% approved of 20One lender: 68% approved of 66One lender: 69% approved of 39One lender: 70% approved of 27One lender: 71% approved of 24One lender: 74% approved of 93One lender: 76% approved of 139One lender: 76% approved of 144United Wholesale Mortgage, LLC: 77% approved of 239One lender: 79% approved of 61One lender: 81% approved of 21One lender: 82% approved of 39Rocket Mortgage, LLC: 83% approved of 761One lender: 83% approved of 24One lender: 84% approved of 38One lender: 85% approved of 27One lender: 86% approved of 86First Technology Federal Credit Union: 86% approved of 471One lender: 87% approved of 78One lender: 88% approved of 49One lender: 91% approved of 32One lender: 91% approved of 97One lender: 94% approved of 33One lender: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%633 / 76197%$125K613
2First Technology Federal Credit Union86%406 / 47193%$155K378
3United Wholesale Mortgage, LLCBroker only77%183 / 23997%$305K177
4Amerisave Mortgage Corporation26%51 / 19798%$115K50
5Newrez LLC50%85 / 169100%$135K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 229 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Washington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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