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refinance lenders · HMDA 2023–2025

Refinance lenders in Yamhill County, Oregon

Fat Boy Data analyzed mortgage refinance activity in Yamhill County, Oregon, home to McMinnville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 950 applications were decided by 132 lenders between 2023 and 2025.

Yamhill County at a glance

132Active lenders8 with 20+ decisions
78.8%Market approval rate749 of 950 decided
$265KTypical loanmedian lender, $10K brackets
92%Borrower take-up690 loans funded

How Yamhill County compares

Approval rate compared
Yamhill County78.8%Oregon80.3%All 616 counties76.5%
Typical loan compared
Yamhill County$265KOregon$275KAll 616 counties$295K

What the data shows

Onpoint Community Credit Union made the most mortgage refinances in Yamhill County, OR, 181 of them.

That is 26% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 21One lender: 50% approved of 26Columbia Bank: 74% approved of 27First Federal: 78% approved of 37Rocket Mortgage, LLC: 79% approved of 42Onpoint Community Credit Union: 89% approved of 218United Wholesale Mortgage, LLC: 91% approved of 64One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Yamhill County

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union89%193 / 21894%$105K181
2United Wholesale Mortgage, LLCBroker only91%58 / 64100%$445K58
3Rocket Mortgage, LLC79%33 / 4294%$375K31
4First Federal78%29 / 37100%$215K29
5Columbia Bank74%20 / 2785%$375K17

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 127 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Yamhill County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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