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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Yamhill County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Yamhill County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,089 applications were decided by 127 lenders between 2023 and 2025.

Yamhill County at a glance

127Active lenders13 with 20+ decisions
72.2%Market approval rate786 of 1,089 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up754 loans funded

How Yamhill County compares

Approval rate compared
Yamhill County72.2%Oregon70.4%All 616 counties68.2%
Typical loan compared
Yamhill County$165KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Yamhill County, OR, 200 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 94% of 47.

The typical cash-out refinance here is $165K, 15% smaller than the Oregon typical of $195K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 23% approved of 62Carrington Mortgage Services, LLC: 33% approved of 27Freedom Mortgage Corporation: 56% approved of 27U.S. Bank National Association: 56% approved of 25Newrez LLC: 59% approved of 37United Wholesale Mortgage, LLC: 69% approved of 75Loandepot.Com, LLC: 73% approved of 33Pennymac Loan Services, LLC: 77% approved of 52First Technology Federal Credit Union: 83% approved of 23Onpoint Community Credit Union: 84% approved of 25First Community: 85% approved of 33Rocket Mortgage, LLC: 88% approved of 232Guild Mortgage Company LLC: 94% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Yamhill County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC88%203 / 23299%$115K200
2United Wholesale Mortgage, LLCBroker only69%52 / 7596%$255K50
3Amerisave Mortgage Corporation23%14 / 62100%$105K14
4Pennymac Loan Services, LLC77%40 / 5295%$85K38
5Guild Mortgage Company LLC94%44 / 4798%$235K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 122 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Yamhill County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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