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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Dauphin County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Dauphin County, Pennsylvania, home to Harrisburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,404 applications were decided by 155 lenders between 2023 and 2025.

Dauphin County at a glance

155Active lenders24 with 20+ decisions
65.6%Market approval rate1,578 of 2,404 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,489 loans funded

How Dauphin County compares

Approval rate compared
Dauphin County65.6%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Dauphin County$145KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Dauphin County, PA, 449 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Northwest Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 27.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 45One lender: 30% approved of 27Amerisave Mortgage Corporation: 30% approved of 192One lender: 38% approved of 53New Day Financial, LLC: 39% approved of 92One lender: 40% approved of 20One lender: 47% approved of 47One lender: 48% approved of 21One lender: 50% approved of 20One lender: 51% approved of 70One lender: 52% approved of 87One lender: 59% approved of 22One lender: 60% approved of 89One lender: 61% approved of 28Freedom Mortgage Corporation: 66% approved of 102One lender: 69% approved of 32One lender: 74% approved of 35One lender: 75% approved of 61United Wholesale Mortgage, LLC: 77% approved of 115Rocket Mortgage, LLC: 79% approved of 588One lender: 81% approved of 73One lender: 81% approved of 69One lender: 86% approved of 22One lender: 96% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Dauphin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%463 / 58897%$145K449
2Amerisave Mortgage Corporation30%58 / 19297%$85K56
3United Wholesale Mortgage, LLCBroker only77%88 / 11599%$195K87
4Freedom Mortgage Corporation66%67 / 10296%$205K64
5New Day Financial, LLC39%36 / 9283%$225K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 150 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Dauphin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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