refinance lenders · HMDA 2023–2025

Refinance lenders in Dauphin County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Dauphin County, Pennsylvania, home to Harrisburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,125 applications were decided by 171 lenders between 2023 and 2025.

Dauphin County at a glance

171Active lenders23 with 20+ decisions
73.0%Market approval rate2,281 of 3,125 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,141 loans funded

How Dauphin County compares

Approval rate compared
Dauphin County73.0%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Dauphin County$105KPennsylvania$115KAll 616 counties$295K

What the data shows

Members 1St made the most mortgage refinances in Dauphin County, PA, 529 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 94% of 65.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 49One lender: 54% approved of 39One lender: 57% approved of 44First National Bank of Pennsylvania: 57% approved of 187One lender: 57% approved of 117One lender: 61% approved of 33One lender: 65% approved of 20Members 1St: 68% approved of 798One lender: 69% approved of 36Citizens Bank, National Association: 71% approved of 185One lender: 76% approved of 93One lender: 77% approved of 60One lender: 78% approved of 27One lender: 79% approved of 84One lender: 80% approved of 126Manufacturers and Traders Trust Company: 83% approved of 149One lender: 83% approved of 84One lender: 84% approved of 49One lender: 84% approved of 44Pennsylvania State Employees Credit Union: 86% approved of 208One lender: 89% approved of 110One lender: 89% approved of 46One lender: 94% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Dauphin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Members 1St68%544 / 79897%$95K529
2Pennsylvania State Employees Credit Union86%179 / 20896%$85K171
3First National Bank of Pennsylvania57%107 / 18796%$155K103
4Citizens Bank, National Association71%132 / 18589%$125K118
5Manufacturers and Traders Trust Company83%123 / 14993%$105K114

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 166 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Dauphin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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