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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Dauphin County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Dauphin County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,338 applications were decided by 99 lenders between 2023 and 2025.

Dauphin County at a glance

99Active lenders21 with 20+ decisions
65.0%Market approval rate2,820 of 4,338 decided
$55KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,655 loans funded

How Dauphin County compares

Approval rate compared
Dauphin County65.0%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Dauphin County$55KPennsylvania$65KAll 616 counties$75K

What the data shows

Members 1St made the most home improvement loans in Dauphin County, PA, 1,006 of them.

That is 38% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Pennsylvania State Employees Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 85% of 797.

The typical home improvement loan here is $55K, 15% smaller than the Pennsylvania typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 29% approved of 35Discover Bank: 34% approved of 56Manufacturers and Traders Trust Company: 46% approved of 172Truist Bank: 48% approved of 62Navy Federal Credit Union: 51% approved of 51Spring Eq, LLC: 54% approved of 26Fulton Bank, National Association: 56% approved of 108First National Bank of Pennsylvania: 59% approved of 221Members 1St: 59% approved of 1,739PNC Bank, National Association: 60% approved of 126Citizens Bank, National Association: 61% approved of 152First Commonwealth Bank: 64% approved of 22S&T Bank: 65% approved of 63Mid Penn Bank: 67% approved of 106Linkbank: 71% approved of 21Figure Lending LLC: 73% approved of 45Belco Community Credit Union: 78% approved of 162New Cumberland Federal Credit Union: 79% approved of 33Northwest Bank: 81% approved of 48Pennsylvania State Employees Credit Union: 85% approved of 797Coastal Community Bank: 98% approved of 63

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Dauphin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Members 1St59%1,032 / 1,73997%$55K1,006
2Pennsylvania State Employees Credit Union85%680 / 79793%$45K635
3First National Bank of Pennsylvania59%130 / 22199%$75K129
4Manufacturers and Traders Trust Company46%79 / 17294%$75K74
5Belco Community Credit Union78%127 / 16288%$55K112

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 94 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Dauphin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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