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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Dauphin County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Dauphin County, Pennsylvania, home to Harrisburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,338 applications were decided by 99 lenders between 2023 and 2025.

Dauphin County at a glance

99Active lenders21 with 20+ decisions
65.0%Market approval rate2,820 of 4,338 decided
$55KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,655 loans funded

How Dauphin County compares

Approval rate compared
Dauphin County65.0%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Dauphin County$55KPennsylvania$65KAll 616 counties$75K

What the data shows

Members 1St made the most home improvement loans in Dauphin County, PA, 1,006 of them.

That is 38% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Pennsylvania State Employees Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 85% of 797.

The typical home improvement loan here is $55K, 15% smaller than the Pennsylvania typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 35One lender: 34% approved of 56Manufacturers and Traders Trust Company: 46% approved of 172One lender: 48% approved of 62One lender: 51% approved of 51One lender: 54% approved of 26One lender: 56% approved of 108First National Bank of Pennsylvania: 59% approved of 221Members 1St: 59% approved of 1,739One lender: 60% approved of 126One lender: 61% approved of 152One lender: 64% approved of 22One lender: 65% approved of 63One lender: 67% approved of 106One lender: 71% approved of 21One lender: 73% approved of 45Belco Community Credit Union: 78% approved of 162One lender: 79% approved of 33One lender: 81% approved of 48Pennsylvania State Employees Credit Union: 85% approved of 797One lender: 98% approved of 63

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Dauphin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Members 1St59%1,032 / 1,73997%$55K1,006
2Pennsylvania State Employees Credit Union85%680 / 79793%$45K635
3First National Bank of Pennsylvania59%130 / 22199%$75K129
4Manufacturers and Traders Trust Company46%79 / 17294%$75K74
5Belco Community Credit Union78%127 / 16288%$55K112

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 94 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Dauphin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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