Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Horry County, South Carolina
Every institution that decided a 1–4 unit mortgage application in Horry County, home to Myrtle Beach, between 2023 and 2025: 53,220 applications, 39,754 loans actually funded, across 8 kinds of borrowing.
Horry County at a glance
53,220Applications decided
2023–2025
39,754Loans funded
75% of decisions
77Census tracts
14 ZIP codes
368,937People
ACS 2023
What the data shows
Lenders approved 80.3% of home-purchase applications in Horry County, 3.1 points below the South Carolina rate.
The typical purchase mortgage here is $265K.
Investment home improvement is the hardest money to get here: lenders approved 50% of 368 applications.
Lending by loan type in Horry County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 80.3% | 27,971 | $265K | 96% | 576 |
| Home improvement loans | 59.4% | 3,058 | $75K | 96% | 127 |
| Cash-out refinance | 69.0% | 6,012 | $155K | 95% | 258 |
| Refinance | 77.7% | 3,848 | $265K | 92% | 257 |
| Investment property purchase | 85.0% | 10,493 | $215K | 96% | 558 |
| Investment cash-out refinance | 64.6% | 689 | $195K | 93% | 165 |
| Investment refinance | 77.5% | 781 | $165K | 96% | 165 |
| Investment home improvement | 50.3% | 368 | $95K | 92% | 76 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.