refinance lenders · HMDA 2023–2025

Refinance lenders in Horry County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Horry County, South Carolina, home to Myrtle Beach, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,848 applications were decided by 257 lenders between 2023 and 2025.

Horry County at a glance

257Active lenders42 with 20+ decisions
77.7%Market approval rate2,990 of 3,848 decided
$265KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,748 loans funded

How Horry County compares

Approval rate compared
Horry County77.7%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Horry County$265KSouth Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Horry County, SC, 277 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 4% approved of 24One lender: 34% approved of 95One lender: 47% approved of 38One lender: 61% approved of 104One lender: 61% approved of 23One lender: 62% approved of 73One lender: 65% approved of 92One lender: 65% approved of 26One lender: 66% approved of 111Truist Bank: 67% approved of 197One lender: 68% approved of 44One lender: 70% approved of 20One lender: 71% approved of 99One lender: 71% approved of 35One lender: 72% approved of 67One lender: 72% approved of 60One lender: 74% approved of 38One lender: 74% approved of 23One lender: 76% approved of 55One lender: 77% approved of 22One lender: 80% approved of 49One lender: 80% approved of 45One lender: 80% approved of 20Rocket Mortgage, LLC: 81% approved of 361One lender: 82% approved of 22United Wholesale Mortgage, LLC: 82% approved of 248One lender: 83% approved of 35One lender: 84% approved of 38One lender: 84% approved of 38One lender: 84% approved of 32One lender: 86% approved of 96One lender: 87% approved of 38Pennymac Loan Services, LLC: 88% approved of 129One lender: 91% approved of 53One lender: 92% approved of 26One lender: 93% approved of 104One lender: 94% approved of 33One lender: 95% approved of 81Freedom Mortgage Corporation: 95% approved of 235One lender: 97% approved of 37One lender: 100% approved of 24One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Horry County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%293 / 36195%$265K277
2United Wholesale Mortgage, LLCBroker only82%203 / 24893%$305K189
3Freedom Mortgage Corporation95%224 / 23576%$305K171
4Truist Bank67%132 / 19793%$105K123
5Pennymac Loan Services, LLC88%114 / 12992%$285K105

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 252 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Horry County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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