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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Horry County, South Carolina

Fat Boy Data analyzed investment home improvement loan activity in Horry County, South Carolina, home to Myrtle Beach, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 368 applications were decided by 76 lenders between 2023 and 2025.

Horry County at a glance

76Active lenders7 with 20+ decisions
50.3%Market approval rate185 of 368 decided
$95KTypical loanmedian lender, $10K brackets
92%Borrower take-up170 loans funded

How Horry County compares

Approval rate compared
Horry County50.3%South Carolina53.8%All 616 counties51.2%
Typical loan compared
Horry County$95KSouth Carolina$125KAll 616 counties$115K

What the data shows

The Conway National Bank made the most investment home improvement loans in Horry County, SC, 31 of them.

The Conway National Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 32.

The typical investment home improvement loan here is $95K, 24% smaller than the South Carolina typical of $125K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 12% approved of 33Truist Bank: 26% approved of 23Navy Federal Credit Union: 41% approved of 22One lender: 45% approved of 20TD Bank, National Association: 47% approved of 32One lender: 57% approved of 21The Conway National Bank: 97% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Horry County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association12%4 / 3375%$105K3
2The Conway National Bank97%31 / 32100%$75K31
3TD Bank, National Association47%15 / 32100%$105K15
4Truist Bank26%6 / 2383%$105K5
5Navy Federal Credit Union41%9 / 22100%$85K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 71 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Horry County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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