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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Sumner County, Tennessee

Fat Boy Data analyzed home improvement loan activity in Sumner County, Tennessee, home to Hendersonville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,505 applications were decided by 111 lenders between 2023 and 2025.

Sumner County at a glance

111Active lenders20 with 20+ decisions
66.8%Market approval rate1,673 of 2,505 decided
$95KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,524 loans funded

How Sumner County compares

Approval rate compared
Sumner County66.8%Tennessee63.4%All 616 counties62.7%
Typical loan compared
Sumner County$95KTennessee$75KAll 616 counties$75K

What the data shows

Regions Bank made the most home improvement loans in Sumner County, TN, 213 of them.

Fortera Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 86% of 22.

The typical home improvement loan here is $95K, 27% larger than the Tennessee typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 81One lender: 42% approved of 38One lender: 49% approved of 85Bank of America, National Association: 52% approved of 259U.S. Bank National Association: 54% approved of 168First Horizon Bank: 59% approved of 230One lender: 64% approved of 22Regions Bank: 64% approved of 367One lender: 66% approved of 35One lender: 68% approved of 74One lender: 71% approved of 83One lender: 72% approved of 123One lender: 72% approved of 98One lender: 74% approved of 74One lender: 78% approved of 55One lender: 79% approved of 75One lender: 79% approved of 34Lawrence Bank: 82% approved of 187One lender: 86% approved of 22One lender: 100% approved of 68

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Sumner County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank64%236 / 36790%$65K213
2Bank of America, National Association52%135 / 25999%$105K133
3First Horizon Bank59%135 / 23094%$95K127
4Lawrence Bank82%154 / 18795%$105K146
5U.S. Bank National Association54%91 / 16899%$95K90

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 106 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Sumner County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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