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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sumner County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Sumner County, Tennessee, home to Hendersonville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,251 applications were decided by 215 lenders between 2023 and 2025.

Sumner County at a glance

215Active lenders31 with 20+ decisions
73.1%Market approval rate2,377 of 3,251 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,259 loans funded

How Sumner County compares

Approval rate compared
Sumner County73.1%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Sumner County$205KTennessee$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sumner County, TN, 635 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

The typical cash-out refinance here is $205K, 11% larger than the Tennessee typical of $185K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 23One lender: 24% approved of 34Amerisave Mortgage Corporation: 33% approved of 199One lender: 35% approved of 37One lender: 37% approved of 60One lender: 45% approved of 22One lender: 51% approved of 89One lender: 55% approved of 20One lender: 60% approved of 94One lender: 64% approved of 33One lender: 64% approved of 22One lender: 67% approved of 30One lender: 68% approved of 22One lender: 69% approved of 35Pennymac Loan Services, LLC: 69% approved of 98One lender: 72% approved of 39One lender: 73% approved of 22One lender: 77% approved of 35Freedom Mortgage Corporation: 77% approved of 111One lender: 78% approved of 27One lender: 79% approved of 42United Wholesale Mortgage, LLC: 79% approved of 271One lender: 80% approved of 74One lender: 81% approved of 21Rocket Mortgage, LLC: 82% approved of 797One lender: 83% approved of 77One lender: 84% approved of 32One lender: 86% approved of 21One lender: 87% approved of 23One lender: 97% approved of 38One lender: 100% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Sumner County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%654 / 79797%$155K635
2United Wholesale Mortgage, LLCBroker only79%215 / 27199%$305K212
3Amerisave Mortgage Corporation33%66 / 19997%$135K64
4Freedom Mortgage Corporation77%86 / 11194%$285K81
5Pennymac Loan Services, LLC69%68 / 9896%$305K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 210 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Sumner County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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