refinance lenders · HMDA 2023–2025

Refinance lenders in Snohomish County, Washington

Fat Boy Data analyzed mortgage refinance activity in Snohomish County, Washington, home to Everett, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,444 applications were decided by 298 lenders between 2023 and 2025.

Snohomish County at a glance

298Active lenders63 with 20+ decisions
78.4%Market approval rate7,402 of 9,444 decided
$515KTypical loanmedian lender, $10K brackets
95%Borrower take-up7,024 loans funded

How Snohomish County compares

Approval rate compared
Snohomish County78.4%Washington79.5%All 616 counties76.5%
Typical loan compared
Snohomish County$515KWashington$455KAll 616 counties$295K

What the data shows

Boeing Employees Credit Union made the most mortgage refinances in Snohomish County, WA, 1,938 of them.

That is 28% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Cornerstone Capital Bank, Ssb approved the highest share of applications among lenders with at least 20 decisions here, 100% of 50.

The typical mortgage refinance here is $515K, 13% larger than the Washington typical of $455K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 146One lender: 41% approved of 167One lender: 49% approved of 45One lender: 49% approved of 77One lender: 54% approved of 56One lender: 55% approved of 33One lender: 57% approved of 35One lender: 57% approved of 122One lender: 58% approved of 24One lender: 59% approved of 41One lender: 62% approved of 112One lender: 62% approved of 32One lender: 66% approved of 102One lender: 67% approved of 24Bank of America, National Association: 69% approved of 412One lender: 72% approved of 110One lender: 72% approved of 36Boeing Employees Credit Union: 72% approved of 2,807One lender: 73% approved of 60One lender: 74% approved of 38One lender: 76% approved of 54One lender: 79% approved of 24One lender: 81% approved of 43One lender: 82% approved of 77One lender: 82% approved of 22One lender: 83% approved of 149One lender: 83% approved of 41Rocket Mortgage, LLC: 83% approved of 425One lender: 85% approved of 95One lender: 86% approved of 21One lender: 86% approved of 43One lender: 87% approved of 163One lender: 88% approved of 171One lender: 88% approved of 25U.S. Bank National Association: 88% approved of 239One lender: 90% approved of 51One lender: 90% approved of 63One lender: 91% approved of 78One lender: 91% approved of 68One lender: 92% approved of 49One lender: 92% approved of 25United Wholesale Mortgage, LLC: 92% approved of 816One lender: 92% approved of 26One lender: 94% approved of 33One lender: 94% approved of 84One lender: 95% approved of 129One lender: 95% approved of 38One lender: 96% approved of 142One lender: 96% approved of 110One lender: 96% approved of 57One lender: 97% approved of 114One lender: 98% approved of 45One lender: 99% approved of 147One lender: 100% approved of 50One lender: 100% approved of 45One lender: 100% approved of 28One lender: 100% approved of 26One lender: 100% approved of 25One lender: 100% approved of 24One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Snohomish County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union72%2,032 / 2,80795%$155K1,938
2United Wholesale Mortgage, LLCBroker only92%751 / 81698%$635K736
3Rocket Mortgage, LLC83%353 / 42596%$575K339
4Bank of America, National Association69%283 / 41297%$255K274
5U.S. Bank National Association88%211 / 23997%$655K205

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 293 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Snohomish County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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