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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Snohomish County, Washington

Fat Boy Data analyzed cash-out refinance activity in Snohomish County, Washington, home to Everett, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,472 applications were decided by 277 lenders between 2023 and 2025.

Snohomish County at a glance

277Active lenders55 with 20+ decisions
71.7%Market approval rate5,354 of 7,472 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,083 loans funded

How Snohomish County compares

Approval rate compared
Snohomish County71.7%Washington71.3%All 616 counties68.2%
Typical loan compared
Snohomish County$205KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Snohomish County, WA, 1,362 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 56.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 52Amerisave Mortgage Corporation: 26% approved of 416One lender: 31% approved of 72One lender: 32% approved of 31One lender: 35% approved of 37One lender: 40% approved of 35One lender: 43% approved of 143One lender: 45% approved of 22One lender: 47% approved of 60One lender: 49% approved of 108One lender: 52% approved of 63One lender: 54% approved of 28One lender: 54% approved of 28One lender: 57% approved of 21One lender: 60% approved of 127One lender: 62% approved of 26One lender: 63% approved of 65Newrez LLC: 65% approved of 392One lender: 66% approved of 136One lender: 67% approved of 126One lender: 67% approved of 125Loandepot.Com, LLC: 68% approved of 217One lender: 68% approved of 22One lender: 71% approved of 68One lender: 71% approved of 34One lender: 72% approved of 25One lender: 75% approved of 83One lender: 75% approved of 28One lender: 76% approved of 41One lender: 76% approved of 132One lender: 76% approved of 91One lender: 77% approved of 35One lender: 78% approved of 49One lender: 78% approved of 58United Wholesale Mortgage, LLC: 78% approved of 558One lender: 78% approved of 45One lender: 78% approved of 97One lender: 80% approved of 54One lender: 81% approved of 88One lender: 81% approved of 188One lender: 81% approved of 141One lender: 82% approved of 33One lender: 82% approved of 22One lender: 82% approved of 22Rocket Mortgage, LLC: 83% approved of 1,694One lender: 85% approved of 67One lender: 85% approved of 27One lender: 87% approved of 53One lender: 88% approved of 156One lender: 88% approved of 52One lender: 90% approved of 96One lender: 91% approved of 22One lender: 92% approved of 24One lender: 94% approved of 83One lender: 98% approved of 56

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Snohomish County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%1,405 / 1,69497%$165K1,362
2United Wholesale Mortgage, LLCBroker only78%434 / 55897%$305K421
3Amerisave Mortgage Corporation26%108 / 41697%$115K105
4Newrez LLC65%253 / 39298%$105K248
5Loandepot.Com, LLC68%147 / 21797%$405K143

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 272 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Snohomish County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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