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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Snohomish County, Washington

Fat Boy Data analyzed cash-out refinance activity in Snohomish County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,472 applications were decided by 277 lenders between 2023 and 2025.

Snohomish County at a glance

277Active lenders55 with 20+ decisions
71.7%Market approval rate5,354 of 7,472 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,083 loans funded

How Snohomish County compares

Approval rate compared
Snohomish County71.7%Washington71.3%All 616 counties68.2%
Typical loan compared
Snohomish County$205KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Snohomish County, WA, 1,362 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 56.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 52Amerisave Mortgage Corporation: 26% approved of 416Lakeview Loan Servicing, LLC: 31% approved of 72American Financing Corporation: 32% approved of 31Network Capital Funding Corporation: 35% approved of 37New Day Financial, LLC: 40% approved of 35Carrington Mortgage Services, LLC: 43% approved of 143Lower, LLC: 45% approved of 22KeyBank National Association: 47% approved of 60Spring Eq, LLC: 49% approved of 108Mutual of Omaha Mortgage, Inc.: 52% approved of 63Wafd Bank: 54% approved of 28Village Capital & Investment LLC: 54% approved of 28Kind Lending, LLC: 57% approved of 21Washington State Employees Credit Union: 60% approved of 127Global Federal Credit Union: 62% approved of 26Wells Fargo Bank, National Association: 63% approved of 65Newrez LLC: 65% approved of 392Boeing Employees Credit Union: 66% approved of 136U.S. Bank National Association: 67% approved of 126Navy Federal Credit Union: 67% approved of 125Loandepot.Com, LLC: 68% approved of 217Sun West Mortgage Company, Inc.: 68% approved of 22Quorum Federal Credit Union: 71% approved of 68Sofi Bank, N.A.tional Association: 71% approved of 34Leaderone Financial Corporation: 72% approved of 25New American Funding, LLC: 75% approved of 83Planet Home Lending, LLC: 75% approved of 28GoodLeap, LLC: 76% approved of 41Freedom Mortgage Corporation: 76% approved of 132Flagstar Bank, National Association: 76% approved of 911st Security Bank of Washington: 77% approved of 35Gesa Credit Union: 78% approved of 49First Technology Federal Credit Union: 78% approved of 58United Wholesale Mortgage, LLC: 78% approved of 558HomeStreet Bank: 78% approved of 45JPMorgan Chase Bank, National Association: 78% approved of 97The Federal Savings Bank: 80% approved of 54American Pacific Mortgage Corporation: 81% approved of 88Pennymac Loan Services, LLC: 81% approved of 188Nationstar Mortgage LLC: 81% approved of 141Guaranteed Rate, Inc.: 82% approved of 33NorthWest Plus Credit Union: 82% approved of 22Flyhomes Mortgage, LLC: 82% approved of 22Rocket Mortgage, LLC: 83% approved of 1,694Fairway Independent Mortgage Corporation: 85% approved of 67Qualstar Credit Union: 85% approved of 27Coastal Community Bank: 87% approved of 53Guild Mortgage Company LLC: 88% approved of 156Evergreen Moneysource Mortgage Company: 88% approved of 52Movement Mortgage, LLC: 90% approved of 96Seattle Metropolitan Credit Union: 91% approved of 22Primelending, A Plainscapital Company: 92% approved of 24Cmg Mortgage, Inc.: 94% approved of 83Crosscountry Mortgage, LLC: 98% approved of 56

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Snohomish County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%1,405 / 1,69497%$165K1,362
2United Wholesale Mortgage, LLCBroker only78%434 / 55897%$305K421
3Amerisave Mortgage Corporation26%108 / 41697%$115K105
4Newrez LLC65%253 / 39298%$105K248
5Loandepot.Com, LLC68%147 / 21797%$405K143

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 272 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Snohomish County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Snohomish County

Mortgage lenders in Snohomish CountyHome improvement loans in Snohomish CountyRefinance in Snohomish CountyInvestment property purchase in Snohomish CountyInvestment cash-out refinance in Snohomish CountyInvestment refinance in Snohomish CountyInvestment home improvement in Snohomish County

Nearby markets

All lending in Snohomish CountyCounty overviewCash-out refinance across WashingtonStatewideKing CountyNearby countyKitsap CountyNearby countySkagit CountyNearby county