Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Rock County, Wisconsin
Every institution that decided a 1–4 unit mortgage application in Rock County, home to Janesville, between 2023 and 2025: 15,014 applications, 12,225 loans actually funded, across 8 kinds of borrowing.
Rock County at a glance
15,014Applications decided
2023–2025
12,225Loans funded
81% of decisions
41Census tracts
10 ZIP codes
163,944People
ACS 2023
What the data shows
The typical purchase mortgage here is $225K.
Lending by loan type in Rock County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.4% | 6,571 | $225K | 97% | 279 |
| Home improvement loans | 77.5% | 2,422 | $55K | 96% | 74 |
| Cash-out refinance | 73.5% | 2,264 | $135K | 97% | 134 |
| Refinance | 85.3% | 2,774 | $75K | 97% | 149 |
| Investment property purchase | 92.9% | 647 | $125K | 97% | 120 |
| Investment cash-out refinance | 76.8% | 142 | $125K | 93% | 59 |
| Investment refinance | 90.6% | 139 | $135K | 99% | 51 |
| Investment home improvement | 58.2% | 55 | $85K | 97% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.