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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Rock County, Wisconsin

Fat Boy Data analyzed cash-out refinance activity in Rock County, Wisconsin, home to Janesville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,264 applications were decided by 134 lenders between 2023 and 2025.

Rock County at a glance

134Active lenders25 with 20+ decisions
73.5%Market approval rate1,663 of 2,264 decided
$135KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,612 loans funded

How Rock County compares

Approval rate compared
Rock County73.5%Wisconsin74.3%All 616 counties68.2%
Typical loan compared
Rock County$135KWisconsin$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Rock County, WI, 279 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 82One lender: 23% approved of 44One lender: 37% approved of 27One lender: 54% approved of 54One lender: 55% approved of 31One lender: 58% approved of 45One lender: 59% approved of 22One lender: 59% approved of 64One lender: 60% approved of 50One lender: 60% approved of 30One lender: 60% approved of 48One lender: 69% approved of 42One lender: 80% approved of 75One lender: 80% approved of 35Rocket Mortgage, LLC: 80% approved of 357BMO Bank National Association: 82% approved of 160Educators Credit Union: 82% approved of 97Blackhawk Community Credit Union: 84% approved of 179One lender: 84% approved of 51Summit Credit Union: 85% approved of 149One lender: 89% approved of 53One lender: 89% approved of 28One lender: 92% approved of 79One lender: 100% approved of 30One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Rock County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%286 / 35798%$135K279
2Blackhawk Community Credit Union84%150 / 179100%$85K150
3BMO Bank National Association82%131 / 16098%$105K128
4Summit Credit Union85%126 / 14994%$105K118
5Educators Credit Union82%80 / 9792%$55K74

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 129 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Rock County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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