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refinance lenders · HMDA 2023–2025

Refinance lenders in Rock County, Wisconsin

Fat Boy Data analyzed mortgage refinance activity in Rock County, Wisconsin, home to Janesville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,774 applications were decided by 149 lenders between 2023 and 2025.

Rock County at a glance

149Active lenders21 with 20+ decisions
85.3%Market approval rate2,367 of 2,774 decided
$75KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,299 loans funded

How Rock County compares

Approval rate compared
Rock County85.3%Wisconsin85.7%All 616 counties76.5%
Typical loan compared
Rock County$75KWisconsin$115KAll 616 counties$295K

What the data shows

Summit Credit Union made the most mortgage refinances in Rock County, WI, 421 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.

The typical mortgage refinance here is $75K, 35% smaller than the Wisconsin typical of $115K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 42% approved of 31One lender: 71% approved of 24One lender: 73% approved of 45One lender: 75% approved of 36University Of Wisconsin Credit Union: 79% approved of 253One lender: 80% approved of 75Advia Credit Union: 84% approved of 346One lender: 86% approved of 50One lender: 87% approved of 77Summit Credit Union: 87% approved of 503One lender: 88% approved of 33Johnson Bank: 89% approved of 99One lender: 90% approved of 30One lender: 91% approved of 23One lender: 92% approved of 52One lender: 93% approved of 41One lender: 94% approved of 36Blackhawk Community Credit Union: 95% approved of 439One lender: 96% approved of 45One lender: 96% approved of 24One lender: 97% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Rock County

LenderApprovalApprovedTaken upTypical loanLoans made
1Summit Credit Union87%440 / 50396%$75K421
2Blackhawk Community Credit Union95%415 / 439100%$55K413
3Advia Credit Union84%292 / 34698%$75K285
4University Of Wisconsin Credit Union79%201 / 25398%$85K196
5Johnson Bank89%88 / 9998%$205K86

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 144 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Rock County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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