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investment property lenders · HMDA 2023–2025

Investment property lenders in Rock County, Wisconsin

Fat Boy Data analyzed investment property mortgage activity in Rock County, Wisconsin, home to Janesville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 647 applications were decided by 120 lenders between 2023 and 2025.

Rock County at a glance

120Active lenders9 with 20+ decisions
92.9%Market approval rate601 of 647 decided
$125KTypical loanmedian lender, $10K brackets
97%Borrower take-up580 loans funded

How Rock County compares

Approval rate compared
Rock County92.9%Wisconsin91.7%All 616 counties87.5%
Typical loan compared
Rock County$125KWisconsin$175KAll 616 counties$255K

What the data shows

Johnson Bank made the most investment property mortgages in Rock County, WI, 37 of them.

Educators Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

The typical investment property mortgage here is $125K, 29% smaller than the Wisconsin typical of $175K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Bank of Milton: 88% approved of 32One lender: 88% approved of 24Summit Credit Union: 90% approved of 30Johnson Bank: 98% approved of 43Educators Credit Union: 100% approved of 33The Bank of Brodhead: 100% approved of 28One lender: 100% approved of 26One lender: 100% approved of 21One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Rock County

LenderApprovalApprovedTaken upTypical loanLoans made
1Johnson Bank98%42 / 4388%$175K37
2Educators Credit Union100%33 / 3385%$105K28
3Bank of Milton88%28 / 3289%$125K25
4Summit Credit Union90%27 / 30100%$135K27
5The Bank of Brodhead100%28 / 28100%$125K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 115 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Rock County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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