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refinance lenders · HMDA 2023–2025

Refinance lenders in Yolo County, California

Fat Boy Data analyzed mortgage refinance activity in Yolo County, California, home to Davis, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 901 applications were decided by 154 lenders between 2023 and 2025.

Yolo County at a glance

154Active lenders6 with 20+ decisions
79.6%Market approval rate717 of 901 decided
$475KTypical loanmedian lender, $10K brackets
93%Borrower take-up667 loans funded

How Yolo County compares

Approval rate compared
Yolo County79.6%California76.7%All 616 counties76.5%
Typical loan compared
Yolo County$475KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Yolo County, CA, 61 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical mortgage refinance here is $475K, 27% smaller than the California typical of $655K.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 50% approved of 30Bank of America, National Association: 66% approved of 41U.S. Bank National Association: 80% approved of 25Rocket Mortgage, LLC: 81% approved of 79United Wholesale Mortgage, LLC: 89% approved of 174One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Yolo County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%155 / 17497%$505K151
2Rocket Mortgage, LLC81%64 / 7995%$465K61
3Bank of America, National Association66%27 / 4193%$105K25
4Lakeview Loan Servicing, LLC50%15 / 3027%$605K4
5U.S. Bank National Association80%20 / 25100%$425K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 149 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Yolo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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