Home›California›Yolo County›Cash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Yolo County, California

Fat Boy Data analyzed cash-out refinance activity in Yolo County, California, home to Davis, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,415 applications were decided by 146 lenders between 2023 and 2025.

Yolo County at a glance

146Active lenders12 with 20+ decisions
72.1%Market approval rate1,020 of 1,415 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up961 loans funded

How Yolo County compares

Approval rate compared
Yolo County72.1%California70.1%All 616 counties68.2%
Typical loan compared
Yolo County$145KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Yolo County, CA, 218 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 90% of 42.

The typical cash-out refinance here is $145K, 41% smaller than the California typical of $245K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 20% approved of 69One lender: 40% approved of 50One lender: 41% approved of 34One lender: 57% approved of 28Newrez LLC: 64% approved of 59One lender: 73% approved of 22One lender: 74% approved of 23One lender: 74% approved of 23The Golden 1: 80% approved of 127United Wholesale Mortgage, LLC: 84% approved of 166Rocket Mortgage, LLC: 86% approved of 266One lender: 90% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Yolo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%229 / 26695%$115K218
2United Wholesale Mortgage, LLCBroker only84%139 / 16695%$245K132
3The Golden 180%102 / 12797%$145K99
4Amerisave Mortgage Corporation20%14 / 69100%$145K14
5Newrez LLC64%38 / 5997%$135K37

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 141 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Yolo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Yolo County

Other lending data for Yolo County

Nearby markets