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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Yolo County, California

Fat Boy Data analyzed cash-out refinance activity in Yolo County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,415 applications were decided by 146 lenders between 2023 and 2025.

Yolo County at a glance

146Active lenders12 with 20+ decisions
72.1%Market approval rate1,020 of 1,415 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up961 loans funded

How Yolo County compares

Approval rate compared
Yolo County72.1%California70.1%All 616 counties68.2%
Typical loan compared
Yolo County$145KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Yolo County, CA, 218 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 90% of 42.

The typical cash-out refinance here is $145K, 41% smaller than the California typical of $245K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 20% approved of 69Yolo Federal Credit Union: 40% approved of 50Carrington Mortgage Services, LLC: 41% approved of 34Spring Eq, LLC: 57% approved of 28Newrez LLC: 64% approved of 59Loandepot.Com, LLC: 73% approved of 22Travis Credit Union: 74% approved of 23Schoolsfirst: 74% approved of 23The Golden 1: 80% approved of 127United Wholesale Mortgage, LLC: 84% approved of 166Rocket Mortgage, LLC: 86% approved of 266Guild Mortgage Company LLC: 90% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Yolo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%229 / 26695%$115K218
2United Wholesale Mortgage, LLCBroker only84%139 / 16695%$245K132
3The Golden 180%102 / 12797%$145K99
4Amerisave Mortgage Corporation20%14 / 69100%$145K14
5Newrez LLC64%38 / 5997%$135K37

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 141 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Yolo County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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